Kentucky Sample Letter Stating Interest Statutes

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Multi-State
Control #:
US-0209LTR
Format:
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This form is a sample letter in Word format covering the subject matter of the title of the form.
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FAQ

There is no federal regulation on the maximum interest rate that your issuer can charge you, though each state has its own approach to limiting interest rates. State usury laws often dictate the highest interest rate that can be charged on loans, but these often don't apply to credit card loans.

The government defines ?interest? as including charges such as fees, fines, penalties, or commissions. The criminal rate of interest makes it illegal for lenders to charge an interest rate of more than 60%. This rule applies to most lending products in Canada, including: Installment loans.

(1) Except as provided in KRS 360.040, the legal rate of interest is eight percent (8%) per annum, but any party or parties may agree, in writing, for the payment of interest in excess of that rate as follows: (a) At a per annum rate not to exceed four percent (4%) in excess of the discount rate on ninety (90) day ...

In Kentucky you can write a will in your own handwriting. This type of will is known as a holographic will. If you make this kind of will, the entire will needs to be handwritten by you. It must be signed and dated by you as well.

CALIFORNIA: The legal rate of interest is 10% for consumers; the general usury limit for non-consumers is more than 5% greater than the Federal Reserve Bank of San Francisco's rate.

The maximum legal interest rate in Kentucky is 8% unless there's an agreement otherwise.

A citation to the KRS will be in one of the following formats: KRS § Section. For example: KRS § 417.240. Ky. Rev. Stat. Ann. § Section (Publisher Year) Ky. Rev. Stat. Ann. § 417.240 (Michie 1996)

Time limits for most types of civil cases in Kentucky range from one to five years, while there is no limit for felonies committed in the Bluegrass State.

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Kentucky Sample Letter Stating Interest Statutes