Keeping possession of real property without a right, such as after a lease has expired or after the real property has be sold by the possessor, may entitle the owner to file a lawsuit for "unlawful detainer," asking for possession by court order, unpaid rent and damages. This form is for illustrative purposes only. Local laws should be consulted to determine any specific requirements for such a notice in a particular jurisdiction.
Kentucky Complaint or Petition by Purchaser Against Possessor of Real Property After a Foreclosure Sale Pursuant to a Deed of Trust
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FAQ
In Kentucky, foreclosures go through a judicial process, meaning foreclosures are handled by the courts. When it is determined that a borrower is in default on a loan, the lender files a foreclosure suit with the circuit court.
Kentucky law has what is known as the redemption period. A redemption period allows foreclosed borrowers a certain amount of time after the foreclosure sale during which they can buy their home back. Kentucky allows a redemption period of six months if the property sells for under two-thirds of its appraised value.
A deed in lieu of foreclosure is an agreement with your mortgage lender in which you give them the deed to your home in order to avoid foreclosure on your home.
Under Kentucky law, the new owner from the foreclosure sale gets the right to possess the property after ten days' notice to the former owners. Then, the purchaser can get a writ of possession from the court.
The Kentucky Foreclosure Law Process Default and Summary Judgments. Obtaining a default judgment can happen within 30-days. A sale happens in less than 90-days if an answer is not filed. However, mortgage companies will often discuss your right to save the home with a mortgage modification workout or partial claim.
Redemption Period After a Foreclosure Sale in Kentucky In Kentucky, if the home sells for less than two-thirds of its appraised value at the foreclosure sale, you get six months to redeem the property. (Ky. Rev. Stat.
In Kentucky, foreclosures go through a judicial process, meaning foreclosures are handled by the courts. When it is determined that a borrower is in default on a loan, the lender files a foreclosure suit with the circuit court.
