Kentucky Agreed Judgment
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FAQ
A notice of judgment lien renewal is filed by the judgment creditor or the judgment creditor's counsel in the county where the notice of judgment lien is lodged for record.
For both open account and written contracts, the statute begins to run from the date of default. Kentucky Judgments (both domestic and foreign judgments domesticated in Kentucky) are valid for fifteen (15) years and can be renewed.
Once a judgment is issued, the creditor starts garnishments and attachments. A summary judgment happens when there are no disputed facts and there is no need for a trial. If both sides are in agreement as to what happened then the judge makes his decision.
Rule 68 - Offer of judgment (1) At any time more than 10 days before the trial begins, a party defending against a claim may serve upon the adverse party an offer to allow judgment to be taken against him for the money or property, or to the effect specified in his offer, with costs then accrued.
Kentucky Wage Garnishment The most common remedy judgment-creditors use to enforce judgments is wage garnishment. Here, the judgment-creditor contacts the debtor's employer and require the employer to deduct a certain portion of the debtor's wages each pay period and send the money to the creditor.
How long does a judgment lien last in Kentucky? A judgment lien in Kentucky will remain attached to the debtor's property (even if the property changes hands) for 15 years.
If the creditor wins in court and you can't pay what you owe, the creditor may try to take some of your income or property to pay the debt. This must be done through a legal process which will give you written notice and a chance to request a hearing before anything is taken.
In general, you cannot go to jail for a bad debt. [1] But a creditor can sue you in court and ask for a judgment. [2] If the creditor wins in court and you can't pay what you owe, the creditor may try to take some of your income or property to the pay the debt.
