This Letter to Insurance Company Notifying Them of Death is used to prevent identity theft by notifying insurance companies of the death of an individual if the deceased individual held auto, health, life or other insurance policies.
Kentucky Letter to Insurance Company Notifying Them of Death
Category:
State:
Multi-State
Control #:
US-00735-LTR
Format:
Word;
Rich Text
Instant download
Description
How to fill out Letter To Insurance Company Notifying Them Of Death?
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FAQ
There is no time limit for beneficiaries to file a life insurance claim. However, the sooner you file a claim for a death benefit, the sooner you will receive your money. Filing as soon as possible makes sense because the insurer could need a month or longer to investigate the claim before paying out.
You will need to provide the policyholder's death certificate and fill out some paperwork, including a form called a ?request for benefits.? This form will ask you to fill out various information about the policyholder and will ask you to choose how you would like to be paid. Wait for the death benefit to process.
Contact the insurance provider to make them aware of your situation and to let them know you are going to make a claim. You will need: Your loved one's name, last address and date of birth. The policy number (found on the policy documents or a bank statement)
Once a homeowner dies, their homeowners insurance policy is still in effect. However, it can expire or be canceled if no one makes the premium payments. Of course, an insurer may have no way of knowing about the homeowner's death right away ? but they'll eventually find out.
Also, death certificates are issued by local government agencies who aren't required to notify life insurance companies every time a citizen passes away. So, insurance companies typically don't even know that a policyholder has passed away until someone submits a beneficiary claim.
To cancel the deceased car owner's auto policy, you'd still need to contact the insurance company. They might request a death certificate copy and documentation to show that you're the estate executor to prevent fraud.
