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Car insurance after an at-fault collision in Kansas A major incident such as an at-fault collision will remain on your insurance record for as long as three years!
Yes, you can file an insurance claim without a police report. However, having one can speed up the process and help you prove the validity of the account of the accident. Filing a police report is beneficial to ensure you're protected should a situation arise.
Statutes of Limitations in Kansas Code SectionKansas Statutes Annotated § 60-501 et seq.: Limitations of ActionsInjury to Personal PropertyTwo years (K.S.A. § 60-513(a)(2))Professional MalpracticeTwo years from reasonable discovery, four years maximum (K.S.A. § 60-513(a)(7))TrespassTwo years (K.S.A. § 60-513(a)(1))7 more rows
In Kansas, drivers should never leave the scene of an accident before the police arrive. If you can, move your vehicle to a safe place so that it is not blocking oncoming traffic in the roadway. If possible, alert oncoming traffic to the danger of the situation and make it as safe as possible for you and others.
Negligence: personal injury claims for negligence (most car accidents, slip and fall injuries, premises liability claims, etc.) have a statute of limitations of two years from the date of injury.
Kansas is a "no-fault" car insurance state, which means your own insurance policy will pay your medical bills and certain other losses if you're injured in a car accident, regardless of who caused the crash.
Filing a Lawsuit If your injuries are serious and/or PIP coverage does not cover your medical expenses, you can file a personal injury lawsuit against the at-fault party (within two years of the day of the accident).
Kansas is a "no-fault" car insurance state, which means your own insurance policy will pay your medical bills and certain other losses if you're injured in a car accident, regardless of who caused the crash.