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Naturally, once the debt collector attorney is aware that the consumer debtor is represented by an attorney, if the validation notice was not previously ... This title may be cited as the ?Consumer Protection for Medical Debt Collections Act?. SEC. 402. Amendments to the Fair Debt Collection Practices Act. (a) ...statute-of-limitations disclosure would not mislead the least sophisticated debtor into thinking that the debt collector could. In 1990, a typical civil court docket featured cases with two opposing sides, each with an attorney, most frequently regarding commercial ... Collectors can communicate with consumers and prohibits collectors fromThis report focuses on the collection of consumer credit card debt. (f) The false representation that information concerning a debtor's failure or alleged failure to pay a consumer debt has been or is about to be referred to ... The Senate Report on the FDCPA gave some idea of the need for debt collection61 II. FALSE AND MISLEADING REPRESENTATIONS A. The Attorney as Collector ... By any other agent or representative of such creditor in some other state is necessary to give legal consequence to the consumer credit transaction. Republic then issued a second notice of default based on the debtors ?ceasingThis new type of communication would permit a debt collector to leave a ... Debt Collector Debtor. Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Failure to Disclose The Forms ...