A license authorizes the holder to do something that he or she would not be entitled to do without the license. Licensing may be directed toward revenue raising purposes, or toward regulation of the licensed activity, or both. Statutes frequently require that a person obtain a license before practicing certain professions such as law or medicine, or before carrying on a particular business such as that of a real estate broker or stock broker. If the license is required to protect the public from unqualified persons, an assignment of that license to secure a loan would probably not be enforceable.
Kansas Assignment of Business License as Security for a Loan
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Multi-State
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US-01467BG
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Word;
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How to fill out Assignment Of Business License As Security For A Loan?
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FAQ
Does Kansas Require a Business License? While Kansas doesn't have a general business license, it does require most businesses to register with the Department of Revenue and complete a business tax application.
Kansas doesn't have a general business license at the state level, so there are no fees there. However, your business may need a state-level occupational license or municipal-level license or permit to operate.
A supervised loan is defined in Kansas as a loan to which the annual percentage rate exceeds 12% per year made by a person regularly engaged in the business of making loans in which: the debtor is a person other than an organization; the debt is incurred primarily for personal, family, or household purpose; either the ...
The maximum legal rate of interest is 10%, when no other rate is agreed upon. The maximum rate at which parties can contract, which is higher, is 15% per year, unless otherwise specifically authorized to be higher by law.
In the state of Kansas, mortgage loan originators are required to: Complete a Criminal Background Check (CBC). Authorize a credit report through the NMLS. Fulfill all state and federal education requirements as designated by your state agency. Take and pass a National Test.
