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The 5 Most Common Workers' Compensation InjuriesStrains (30.06% of workers' compensation claims)Contusions (20.83% of claims)Lacerations (11.79% of claims)Sprains (8.85% of claims)Punctures (5.50% of claims)
Estimated employer rates for workers' compensation in Indiana are $0.68 per $100 in covered payroll. Your cost is based on a number of factors, including: Payroll.
PPD compensation is computed as a percentage of the injured Indiana workers wage by the degree of impairment.
The Work Injury Compensation Act (WICA) lets employees make claims for work-related injuries or diseases without having to file a civil suit under common law. It is a low-cost and quicker alternative to common law for settling compensation claims.
The doctor can't combine both physical and psychological injuries to determine your level of whole person impairment your compensation is based on your primary injury only (physical or psychological). The doctor also considers your medical history and all available relevant medical information.
Workers comp benefits apply to any worker who suffers a qualifying work injury. They guarantee that the worker's health insurance (which includes medical bills, lost wages, and disability benefits) will be paid by his employer's workers compensation insurance.
In Indiana, these benefits are calculated as two-thirds of your average weekly wage during the year before your injury, up to a legal maximum.
Workers' compensation laws protect people who become injured or disabled while working at their jobs. The laws provide the injured workers with fixed monetary awards, in an attempt to eliminate the need for litigation.
Employees must report injuries or illnesses within 30 days if they are in an accident while on the job. Waiting more than 30 days could mean an employee's claim is denied. After hearing about an employee's injury, you have seven days to report it to your insurance carrier.
The PPI rating is converted into a dollar amount for payable benefits based on a complicated formula that multiplies each degree of impairment by a specific dollar amount that increases in increments. For injuries occurring after July 1, 2016, values are: $1,750 per degree for the first 10 degrees of impairment.