This form is a sample personal injury complaint filed by the guest passenger in a vehicle involved in accident.
Illinois Complaint regarding Auto Accident (Guest Passenger vs Driver)
State:
Multi-State
Control #:
US-PI-0283
Format:
Word;
Rich Text
Instant download
Description
Free preview
How to fill out Complaint Regarding Auto Accident (Guest Passenger Vs Driver)?
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FAQ
The owner's insurance is liable only for those accidents where the owner authorized or consented to the driver's use of the vehicle.
In the State of Illinois, auto insurance follows the car. Drivers allowed to use the car, like a family member or anyone under the owner's insurance, will be covered in case of an auto accident. In case the owner loaned the vehicle to a friend, the owner will most likely foot the bill.
Whether your car's been totaled or you were in a fender-bender, you should report a vehicle accident to law enforcement officials in Illinois. Although Illinois law only requires some crashes be reported, it benefits victims to report accidents of any kind.
Car insurance generally follows the car instead of the driver, so the car owner's insurance will cover the crash, even if someone else is driving. On the other hand, if your car is taken without permission or the driver is not licensed, the driver is responsible.
Even in a cut-and-dry case where an insured driver is on the policy and at fault, it can be difficult to get the payout you're entitled to. When a driver is not listed on the insurance policy, the insurer may dispute liability (or fault) because the person involved isn't covered.
When someone borrows your car and causes an accident, any claims for damages by other parties are made against your insurance policy. If the cost of losses or damages caused by the accident is more than your policy limit, you may be personally responsible for paying the balance.
File accident reports Failure to file a report may cause you to lose your license. A report form may be obtained at any police station or sheriff's office and should be filed at the appropriate place as indicated on the form. The filing of the report should be within ten days after the accident.
The driver whose negligence caused a car accident is responsible for compensating all injured parties. However, a driver is responsible for his passengers after an accident only if his negligence caused the accident. In either case, if you suffered injuries as a passenger, we could help you seek compensation.