This office clause is a form dealing with compliance with legal requirements and insurance recommendations covering most all of the issues covered.
Illinois Clause Addressing Compliance with Legal Requirements and Insurance Recommendations
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State:
Multi-State
Control #:
US-OL13064
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Word;
PDF
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FAQ
The Illinois Insurance Code (215 ILCS 5 / 1 et seq.)
Under Section 155 of the Illinois Insurance Code, an insured or an assignee may recover damages from an insurer if the insurer disputes the amount of the loss payable on a claim, delays settling a claim, or refuses to provide coverage and the insurer's action or delay was unreasonable and vexatious.
Section 143.1 provides: "Whenever any policy or contract for insurance, except life, accident and health, fidelity and surety, and ocean marine policies, contains a provision limiting the period within which the insured may bring suit, the running of such period is tolled from the date proof of loss is filed, in ...
(1) Every domestic company shall keep its books, records, documents, accounts and vouchers in such manner that its financial condition, affairs and operations can be ascertained and so that its financial statements filed with the Director can be readily verified and its compliance with the law determined and may cause ...
What is Full Coverage? This is not required by the State. This type of auto insurance covers your vehicle in case you have an accident, unlike basic liability, which covers only the other driver's vehicle. Full coverage also includes the state-mandated minimum liability coverage.
You are in compliance with the law if you have liability insurance in the following minimum amounts: $25,000 for injury or death of one person in a crash. $50,000 for injury or death of more than one person in a crash. $20,000 for damage to property of another person.
Any insurer insuring any person or entity against damages arising out of a vehicular crash shall disclose the dollar amount of liability coverage under the insured's personal private passenger automobile liability insurance policy upon receipt of the following: (a) a certified letter from a claimant or any attorney ...
