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U Action: If a creditor or debt collection agency fails to disclose the purpose of its initial communication, or refuses to provide its true name, ...49 pagesMissing: Illinois ? Must include: Illinois
U Action: If a creditor or debt collection agency fails to disclose the purpose of its initial communication, or refuses to provide its true name, ... False or misleading representations. Debt collectors may not misrepresent who they are, falsely represent the legal status of the debt, fail to disclose to ...States collect and report little data regarding their civil legalreport reported having been sued by a creditor or debt collector in ... At the federal level, the Fair Debt Collection Practices Act (theaffecting communications between debt collectors and the debtor or ... You might be able to avoid your creditor at first, but in time you may find yourself pursued by a professional "debt collector" or "consumer collection agency.". It also requires covered debt collectors to disclose certain information to consumers about the debts being collected, as well as about the consumers' ...
