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(i) Identity theft of credit, money, goods, services, or other property not exceeding $300 in value is a Class 4 felony. A person who has been previously convicted of identity theft of less than $300 who is convicted of a second or subsequent offense of identity theft of less than $300 is guilty of a Class 3 felony.
Identity theft and identity fraud are terms used to refer to all types of crime in which someone wrongfully obtains and uses another person's personal data in some way that involves fraud or deception, typically for economic gain.
What does identity theft insurance not cover? It's important to note that these insurance policies typically don't cover stolen money or direct financial losses from fraudulent purchases and other unauthorized use of credit accounts. They typically reimburse you only for the costs of the reporting and recovery process.
It is the unlawful violation of an individual's right to the protection of his/her privacy. This illegitimate acquisition of your information can be performed in a variety of ways. Most commonly, identity theft includes stealing, misrepresenting or hijacking the identity of another person or business.
Submit the following with your information request as proof that you're authorized to receive deceased person's information: The full name of the deceased, their last address and Social Security Number. A copy of the death certificate. Either: A copy of Letters of Testamentary approved by the court or.
File a report with the Federal Trade Commission (FTC). If you report your identity theft to the FTC within two business days of discovering it, you will only be liable to pay $50 of any unauthorized use of your bank and credit accounts (under federal law).
Avoid listing birth date, maiden name, or other personal identifiers in obituaries as they could be useful to ID thieves. Report the death to the Social Security Administration by calling 800-772-1213. Order multiple certified copies of the death certificate with and without cause of death.
One form of medical identity theft, accounting for nearly half the victims, should begin to decline as the Patient Protection and Affordable Care Act takes effect.