Illinois Wage Deduction Proceedings-how to is a legal process by which a creditor can collect a debt from a debtor's wages. It is a form of garnishment, which is a process by which a creditor can collect a debt from a debtor's wages, bank account, or other assets. In Illinois, wage deductions are governed by the Wage Deduction Act (740 ILLS 175/1). There are three types of Illinois Wage Deduction Proceedings-how to: 1. Voluntary Wage Deduction: This type of wage deduction occurs when the debtor agrees to allow the creditor to take a portion of his or her wages to pay off a debt. The debtor must authorize the wage deduction in writing, and it must be done in accordance with the Wage Deduction Act. 2. Court-Ordered Wage Deduction: This type of wage deduction occurs when a court orders the debtor to allow the creditor to take a portion of his or her wages to pay off a debt. The court will issue a wage deduction order that must be followed. 3. Statutory Wage Deduction: This type of wage deduction occurs when the Wage Deduction Act allows the creditor to take a portion of the debtor’s wages without the debtor’s consent. This type of wage deduction is typically used for child support and/or alimony payments. In order to initiate a wage deduction proceeding in Illinois, the creditor must file a petition with the court. The petition must contain information about the debtor, the debt, and the creditor. The court will then issue a wage deduction order, which must be served upon the debtor and the employer. Once the employer receives the order, they must begin to deduct the wages from the debtor’s paycheck and send them to the creditor. The employer must continue to do so until the debt is paid in full or the wage deduction order is terminated.