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Under the FDCPA, a debt collector may not "threaten to take any action that cannot legally be taken or that is not intended to be taken. Debt lawsuits frequently end in default judgment, indicating that many people do not respond when sued for a debt. Over the past decade in the ...Collection Legally Debt Collector Take Collection Threatening Debt Take Contacting Letter Threatening Action Debt Collector Threatening Action Debt Legally ... (a) A debt collector may not use a false, deceptive, or misleadingto take an action that cannot legally be taken or that is not intended to be taken;. Representing clients in consumer class actions in matters involving the Fair Credit Reporting. Act (?FCRA?), Fair Debt Collection Practices Act. The workgroup discussed many examples of consumer legal problems that may not have a legal remedy, such as a debt collection lawsuit where the money is owed ... In November 2017, political appointees of President Donald Trump assumed control of the Consumer. Financial Protection Bureau (Consumer Bureau), the federal ... UDAP, Debt Collection, Telemarketing, and Salvage lawsA. Resources. 1. NATIONAL CONSUMER LAW CENTER, UNFAIR AND DECEPTIVE ACTS AND. PRACTICES (7. Or maybe you need to learn how to write a complaint letter about a deceptiveGSA's Consumer Action Handbook is an important part of USAGov?your guide to. A. Resources. 1. NATIONAL CONSUMER LAW CENTER, UNFAIR AND DECEPTIVE ACTS ANDFor example, a creditor sues the consumer to recover a debt allegedly.