Iowa Quitclaim Assignment of Assets
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How to fill out Quitclaim Assignment Of Assets?
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FAQ
How do I add a name to a house deed in Iowa? Adding someone to a house deed requires the filing of a quitclaim deed. The form must be executed and notarized before it can override any current deed.
Due to this, quitclaim deeds typically are not used in situations where the property involved has an outstanding mortgage. After all, it would be difficult for many grantors to pay off a mortgage without proceeds from the sale of the property.
No guarantees to the new owner: Unlike a warranty deed, a quitclaim deed does not guarantee that a property is free from title defects such as tax liens or title claims from third parties. For this reason, it is a poor legal instrument to use when selling a piece of property for cash considerations.
The quitclaim deed carries no covenants or warranties. It is used to convey less than a fee simple estate or to cure a cloud on the title.
A Bill of Sale (PDF) signed by the seller/transferor is required for all title transfers even if the transfer is a gift. A Buyer/Transferee has 30 days to present the properly assigned title to the County Treasurer so that a title can be issued in the Buyer/Transferee name. Penalties will apply after 30 days.
A quitclaim deed contains no covenants or warranties of title.
Contrary to the law and established custom in other states, the expression ?to have and to hold? (called the ?habendum clause? of a deed) is not necessary, nor are witnesses or seal required. The deed should be dated, but this too is not necessary to its validity.
Laws & Requirements Signing Requirements: Iowa Code § 558.20: A quitclaim deed must be signed by the grantor before a notary public. Recording Requirements: Iowa Code § 558.13: To be valid against third parties, the Iowa quitclaim deed must be recorded at the Office of the County Recorder where the real estate is.
