Iowa Consent to Credit History Background and Reference Check

State:
Multi-State
Control #:
US-853LT
Format:
Word; 
Rich Text
Instant download

Description

This is a consent form to be signed by Tenant or Employee, permitting a credit history, background and reference check to be performed by the Landlord or Employer.


A criminal history background information check is the review of any and all records containing any information collected and stored in the criminal record repository of the Federal Bureau of Investigation, the state Department of Public Safety, or any other repository of criminal history records, involving a pending arrest or conviction by a criminal justice agency, including, but not limited to, child abuse crime information, conviction record information, fingerprint cards, correctional induction and release information, identifiable descriptions and notations of convictions; provided, however, dissemination of such information is not forbidden by order of any court of competent jurisdiction or by federal law. Criminal history background information generally does not include any analytical records or investigative reports that contain criminal intelligence information or criminal investigation information.

How to fill out Consent To Credit History Background And Reference Check?

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FAQ

Or are credit history background checks a separate tool? There is a simple answer to these questions: a criminal background check will never include any information about a person's credit history.

For security purposes, the credit report can be used to verify someone's identity, background and education, to prevent theft or embezzlement and to see the candidate's previous employers (especially if there is missing employment experience on a resume).

The short answer is no, your credit score doesn't usually show up on a standard background check though sometimes landlords may submit a request for a credit score separately. (You'll have to give your written permission for them to do so.)

A credit check reveals certain information about an employee, especially in relation to his or her finances. Usually, an employer will have access to information like the employee or candidate's credit card and debit card debts, payment and default history, details of any delayed payments, loans and so on.

The short answer is no, your credit score doesn't usually show up on a standard background check though sometimes landlords may submit a request for a credit score separately. (You'll have to give your written permission for them to do so.) But your credit history could still affect your application.

How far back a pre-employment background check in Iowa can go is governed by the FCRA and Iowa law. The FCRA includes a seven-year lookback provision for jobs that pay annual salaries of less than $75,000.

In addition to the basics (name, address, previous addresses, and social security number), a credit check also includes information such as outstanding debtsmortgages, medical debt, or student loans, for example. The report also includes bankruptcies, credit limits, tax liens, and more.

Again, a credit check likely won't affect your chances of getting a job unless you're pursuing a financial or management position or may be privy to sensitive information. If you plan to work with a company's finances, the hiring managers want to make sure you handle money responsibly.

How far back are the criminal history records maintained? The DCI's criminal history records are historic. Generally, the DCI maintains the record to age 80 of the individual or death. Depending on the seriousness of the crime some records are maintained beyond 80 years of age.

Under Iowa law, an employer is immune from liability for communicating work-related information about a current or former employee to a prospective employer in response to a request from or with the authorization of the current or former employee (Iowa Code § 91B.

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Iowa Consent to Credit History Background and Reference Check