This form is a sample letter in Word format covering the subject matter of the title of the form.
This form is a sample letter in Word format covering the subject matter of the title of the form.
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Hear this out loud PauseYour letter should clearly identify each item in your report you dispute, state the facts, explain why you dispute the information, and request that it be removed or corrected. You may want to enclose a copy of your credit report with the items in question circled.
Deceased ID is a diagnostic tool that allows you to check your list of plan members against the Equifax database of confirmed deceased individuals.
Once you've obtained the death certificate, send a copy to one of the bureaus. Experian is the only one of the three credit bureaus that allows you to complete the process online instead of via the mail. In addition to sending the death certificate, including the following information about the deceased: Legal name.
Get in touch with the credit card company The credit card company may request a copy of the death certificate or any paperwork relating to the estate. This is a great opportunity for you to reiterate your request to close the account in writing.
Hear this out loud PauseIf you are the spouse of the deceased person or a representative legally authorized to act on the person's behalf, you can ask to have a deceased notice placed on a loved one's Equifax credit report by mailing in a copy of the death certificate along with the following information about the deceased: Legal name.
By the Social Security Administration (SSA): The SSA periodically sends a list of the newly deceased to the three major consumer credit reporting agencies: Experian, TransUnion and Equifax.
Hear this out loud PauseTheir mailing address is: Experian, P.O. Box 9701, Allen, TX 75013. Include your name, address, and relationship to the deceased, as well as the full name, Social Security number, date of birth, and most recent address of the deceased.
How to Notify Credit Bureaus of Death Obtain the death certificate. Call the credit agencies and request a credit freeze. Send the death certificate. Request a copy of the credit report. Work with the estate executor to close out credit accounts or pay off any remaining balance.