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Hawaii has a two-year statute of limitations on car accident claims. This is the amount of time you have to file a lawsuit against another party for your injuries, property damage, and other losses. It's critical to speak to a car accident attorney before the deadline expires.
Hawaii is a considered a ?no-fault state?, which means your motor vehicle insurance company will pay the bills for your injuries and your passengers' injuries up to the personal injury protection benefits (?PIP?) limit. And you cannot sue or be sued unless there are serious injuries.
Fault for Rear-End Accidents in Hawaii Drivers in Hawaii are required to pay attention and leave enough room between vehicles to stop safely. Rear drivers are liable if an accident happens because they were following too closely for the weather, traffic speed, or road conditions.
If you are involved in a collision caused by an uninsured driver in Hawaii, you have several options. First, you can always file a PIP claim whether the at-fault driver has insurance or not, and you can claim other optional benefits if you have them on your policy as well.
Here are the minimum Hawaii auto insurance coverage requirements for the legal operation of an automobile in the state: Bodily injury liability coverage: $20,000 per person and $40,000 per accident. Basic personal injury protection: $10,000. Property damage liability coverage: $10,000.
It is important to note, there can be no personal injury claim against a negligent driver until the injured victim's allowed medical expenses exceed $5,000. If the medical expenses are less than $5,000 the injured victim is barred from pursuing a personal injury claim against the negligent driver.
Reporting a Car Accident in Hawaii Even if the police do not arrive on the scene, you are required to report an accident to the Hawaii Department of Motor Vehicles within 24 hours if: Someone was injured or killed.
As a no-fault state, Hawaii insurance laws allow you to claim compensation without proving someone else was responsible for your crash. It also means that if you contributed to the car accident, you can still seek damages. In most circumstances, an insurance claim can proceed without a police report.