Hawaii Letter to Foreclosure Attorney to Provide Verification of Debt and Cease Foreclosure

State:
Multi-State
Control #:
US-02505
Format:
Word; 
Rich Text
Instant download

Description

In this form, the petitioner disputes the validity of a debt and demands that there be verification of the debt. Petitioner also demands that all foreclosure action be ceased unless and until his/her request is granted.

How to fill out Letter To Foreclosure Attorney To Provide Verification Of Debt And Cease Foreclosure?

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FAQ

I am requesting that you provide verification of this debt. Please send the following information: The name and address of the original creditor, the account number, and the amount owed. Verification that there is a valid basis for claiming I am required to pay the current amount owed.

Generally, you should send a debt validation request if you're contacted by a collection agency and you don't recognize the debt. Send a validation request within 30 days of receiving contact from a collection agency, otherwise, they'll assume the debt is valid and can legally continue to contact you about it.

While debt validation requests can be a useful tool, they are not effective at resolving the issue. In most cases, creditors and collection agencies are able to provide the necessary documentation to prove the validity of the debt.

A debt validation letter is a letter that debt collectors must provide that includes information about the size of your debt, when to pay it, and how to dispute it. A debt collection letter essentially proves you owe the debt collector money.

If you've already paid the debt If you're sure that you're talking with a legitimate debt collector, you can send copies of documents that prove you made the payments, including cancelled checks or credit card statements. You may also include copies of any correspondence about settling the debt.

To request verification, send a letter to the collection agency stating that you dispute the validity of the debt and that you want documentation verifying the debt. Also, request the name and address of the original creditor.

The debt validation letter must include at least the following information: The amount of debt owed. The name of the creditor to whom the debt is owed. A statement of notice that the debt will be considered valid by the debt collector unless the consumer disputes it within 30 days of notice.

It's generally easier for first-party creditors to prove you owe a debt. They simply produce the original credit agreement that shows your name and identifying information, like your address and Social Security number.

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Hawaii Letter to Foreclosure Attorney to Provide Verification of Debt and Cease Foreclosure