Hawaii Identity Theft Checklist for Minors
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FAQ
Contact the three credit bureaus. You can find out if your child may be a victim of identity theft by contacting the three major credit bureaus.
The effects of child identity theft can be severe, including being denied a loan for major purchases such as buying a car or going to school due to bad credit. Identity theft may also prevent your child from getting a job or receiving government benefits such as healthcare or nutrition assistance.
Warning Signs of Child Identity Theft Unexpected bills addressed to your child. Collection notices that arrive by mail or phone, targeting your child. Denial of government benefits for your child on the basis that they've already been paid to someone using your child's Social Security number.
Being charged with identity theft or fraud is a serious crime. A conviction can lead to large fines and years in prison.
But criminals don't only target adults with credit cards, solid credit scores, or savings accounts. ing to Javelin Strategy's 2021 Child Identity Fraud study [*]: One in 50 children were the victims of identity theft last year ? with victims losing $918 million to child identity theft.
In the US, the most common victims of identity theft are aged 30-39 years old. This is closely followed by those aged 40-49 years old. The least likely age group to fall victim to identity theft by raw numbers are 80+.
What is child identity theft? Adults are not the only targets of identity theft. In fact, children under the age of 18 can also become victims. Child identity theft happens when someone uses a minor child's personal information, such as name and Social Security number, usually to obtain credit or employment.
If your child's identity has been stolen, here are some steps you can take: Contact the Federal Trade Commission (FTC) to report the ID theft and get a recovery plan. Contact your local law enforcement and get a police report. Contact the fraud departments of companies where accounts were opened in your child's name.
