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Once a lien is properly filed in Georgia, it currently is valid for twelve (12) months from the date the claim became due, which is the last date labor, services, or materials were rendered to the project. ingly, before the twelve month period expires, the lien claimant must perfect the lien.
Titles are mailed from the Georgia Department of Revenue (DOR) and generally received within 7-10 business days. If you need the title the same day, you can visit the DOR office in Atlanta.
The lienholder signs the title in the lien release section, then sends it to the owner. At that time the owner may decide to apply for a new title that does not show the lien or to keep the title as is.
The easiest way to remove a lien from a car title is to send a lien release letter to your lender requesting that the lien be removed. Typically, the lender is supposed to stamp and send you your certificate of title once your loan is satisfied, but we find that often this is not the case.
Once you pay off a lien on your car, the lienholder will release it from your title. If you have an Electronic Lien on Title (ELT), you need to contact the lienholder to have it released. For liens recorded on the paper title itself, the lienholder will: Complete the lien release on the title.
Once your car loan is completely paid off, obtain a car title lien release from your lender so your state BMV or DMV can put the car title in your name. The lien removal process varies by state and typically involves completing paperwork and paying a fee for the new car title.
The lien release must be filed with the county recorder to cancel the previously filed lien instrument. The lien release is different than a lien waiver because it discharges an already filed lien, while a waiver surrenders the right to file one in the first place.