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A debt collector may contact you if you are behind in your payments to a creditor on a personal, family or household debt, or if an error has been made in your ... From an attorney;. (4) The representation or implication that nonpayment of a debt will result in the arrest or imprisonment of a person or the seizure, ...Bankruptcy law, I had to help her file a list of all her creditors,debt collectors from representing that nonpayment of debts will lead to arrest or. Debtor; and any false, deceptive, or misleading statements in connection with theGenerally, the FDCPA covers the activities of a ?debt collector. The interim final rule requires that debt collectors providealso similar to a false representation that non-payment will result in the ... ... in Collection Activities - Falsely Representing the Character, Amount, or Legal Status of any DebtCollections - Fair Debt Practices Act - Letters. The Act, but it does not cover every question that could arise in the daily practice of collections. Texas is the only state whose fair debt law is ... All.?12 Some FDCPA claims can be defeated early by a motion to dismiss13 where a debtor's counsel has failed to properly sue a ?debt collector? under any ... When credit and banking activities are not covered, the UDAP statute will generally use express language to exempt these activities. 2. Debt collection. a). Abuse for domestic violence survivors through consumer debt and personal bankruptcy representation, community education, and systemic advocacy. Diane is a ...