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Coverage is mandatory. In return, your worker ordinarily cannot sue you for damages when a work-related injury or illness occurs. Employers purchase coverage through the Department of Labor & Industries (L&I). L&I manages all claims and pays benefits out of an insurance pool called the Washington State Fund.
If you are injured on your job, or become ill because of conditions on your job, the D.C. Workers' Compensation Act of 1979 (as amended) entitles you to full medical care for your work-related injury or illness and provides replacement for lost wages.
The average cost of workers' compensation in Washington, D.C. is $53 per month.
Form DWC-7 is a notice to provide injured workers with rights, benefits and contact information. DOWNLOAD DWC-7 FORM.
Sole Proprietors and Partners are included under coverage if they meet the definition of an employee. Otherwise they are excluded. Owners can elect to have coverage. Corporate Officers and LLC Members are automatically included in coverage, but may elect to be exempt.
If you are injured on your job, or become ill because of conditions on your job, the D.C. Workers' Compensation Act of 1979 (as amended) entitles you to full medical care for your work-related injury or illness and provides replacement for lost wages.
6. Are employers required to have workers' compensation insurance in DC? Yes, if an employer has one (1) or more employees, the employer is required to have workers' compensation insurance coverage. An employer is also entitled to apply for self-insurance, but must be approved by this office.
Today, L&I is one of four states that administers its own workers' compensation benefits, either through a public State Fund (covering 2/3 of WA workers) or through self-insured employers (covering 1/3 of WA workers).