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Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to ... 2. State debt collection litigation often presents opportunities for the debtor/defendant to assert affirmative Fair Debt Collection Practices Act. (FDCPA) ...By C Stueben · 2010 · Cited by 22 ? collection letter is false, misleading, or deceptive to the least sophisticated consumer under the Fair Debt Collection Practices Act (FDCPA). Some. {¶ 5} Debt collectors go to court with the information they have. As an?any false, deceptive, or misleading representation or means in. A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. collector's letter was deceptive or misleading under 15 U.S.C.. § 1692e because it attempted to persuade him to pay a time- barred debt. As the first Federal agency with authority under the FDCPA to prescribe substantive rules with respect to the collection of debts by debt ... Section 1692e prohibits a debt collector from using false, deceptive, or misleading means to collect a debt. The district court concluded ... Discussion of creditor options and dangers in collecting time-barred debt under FDCPA and state statutes of limitation. Find out what a collection agency can and cannot do, how debt repaymentDebt repayment agencies can help you negotiate with creditors to help you pay ...
