Connecticut Sample Letter for Request for Free Credit Report Allowed by Federal Law

• Category: Letters - Nonlegal - Requests
• State: Multi-State
• Control #: US-0098LR
• Format: Word; Rich Text

Description

This form allows an individual to request his or her annual free credit report allowed by federal law from each of the credit bureaus through the Annual Credit Report Request Service, which is the centralized source for consumers to request this annual credit report.

Connecticut Sample Letter for Request for Free Credit Report Allowed by Federal Law [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Credit Reporting Agency Name] [Agency Address] [City, State, ZIP Code] Subject: Request for Free Credit Report allowed by Federal Law Dear [Credit Reporting Agency Name], I hope this letter finds you well. As a resident of Connecticut, I am exercising my right under the Fair Credit Reporting Act (FCRA), a federal law that allows consumers to obtain a free copy of their credit report once every 12 months from each of the nationwide credit reporting agencies. Hence, I kindly request you to provide me with a free copy of my credit report. Please find my personal information below for identification purposes: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your Social Security Number] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Phone Number: [Your Phone Number] Email Address: [Your Email Address] To support my request, I have enclosed a copy of my identification documents, as required by law. These documents include: 1. Proof of Identity: [e.g., Copy of Driver's License, Passport] 2. Proof of Address: [e.g., Utility Bill, Bank Statement] Kindly note that I am aware of the laws governing credit reporting agencies, such as the requirement to respond to my request within 30 days. If there are any complications or an extension is necessary, please inform me promptly in writing. Furthermore, I would like to ensure my credit information is accurate, complete, and up-to-date, in accordance with the FCRA. Should I find any discrepancies or errors, I kindly request you to investigate and rectify them as per the statutory guidelines. The free credit report should encompass all relevant information pertaining to my credit history, including but not limited to: 1. Personal Information: Full name, address, date of birth, social security number. 2. Summary of Accounts: Open and closed accounts, including credit cards, loans, and mortgages. 3. Payment History: Payment patterns, delinquencies, defaults, and bankruptcies. 4. Recent Credit Inquiries: List of entities who have reviewed my credit report within the last 12 months. 5. Public Records: Court records, tax liens, and judgments. If there are any additional disclosures or documents necessary to complete my request for a free credit report, kindly let me know immediately. Thank you for your prompt attention to this matter. Please ensure that the credit report is mailed to the address mentioned above. Should you have any questions or need further clarification, please do not hesitate to contact me directly. I deeply appreciate your assistance in this matter and look forward to receiving my credit report within the required timeframe. Yours sincerely, [Your Full Name]