This form is an order to conditionally approve a disclosure statement.
Colorado Order Conditionally Approving Disclosure Statement, etc - B 13S
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US-B-13S
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Unsecured debt cap $465,275 If your debts exceed either cap, you can't file Chapter 13.
The debtor is required to make monthly payments to the chapter 13 trustee, who disburses a portion of the debtor's plan payment to creditors ing to the plan's terms. When all monthly plan payments have been made, the Colorado Bankruptcy Court will discharge a majority of the debtor's unsecured debts.
Under this chapter, debtors propose a repayment plan to make installments to creditors over three to five years. If the debtor's current monthly income is less than the applicable state median, the plan will be for three years unless the court approves a longer period "for cause."
It's a Long Term Commitment ? Filing Chapter 13 bankruptcy requires you to make a long-term commitment to the process. Tough To Get Credit or a Mortgage for 7 Years ? Other impacts include the inability to get credit cards at a good rate, and filing Chapter 13 makes it tough to get a mortgage.
It allows individuals with regular income to create a repayment plan to reorganize their debts and make scheduled payments to creditors over a period of three to five years. The repayment plan in Chapter 13 bankruptcy is submitted to the bankruptcy court for approval.