California Employee Retirement Agreement
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FAQ
Retirement Eligibility To be eligible for service retirement, you must have at least five years of CalPERS-credited service and be at least age 50, 52, or 55 depending on your retirement formula . If you have a combination of classic and PEPRA service, you may be eligible to retire at age 50 .
These questions are at the top of the list when CalPERS members are preparing to retire. How much money am I going to get? ... What's the best day to retire? ... When will my benefits run out? ... Can I get CalPERS health benefits in retirement? ... What is the difference between a survivor and a beneficiary?
The majority of members electing the Unmodified Allowance and Option 1 live beyond 10.71 years after their retirement date. Based on this data, the Unmodified Allowance was the better Option for this population.
You can check the status of your Social Security application online, on your my Social Security account or by dialing 1-800-772-1213. It typically takes six weeks for your retirement application to be approved, and several months for your disability or survivors application to be approved.
The average pension for all service retirees, beneficiaries, and survivors is $38,292 per year, while service retirees receive $41,040 per year. New retirees who just retired in FY 2021-22 receive $42,828 per year. Overall, 57% of all CalPERS service retirees receive less than $3,000 a month.
If your application is approved, you will be retired and begin receiving a monthly benefit payment from CalPERS usually within four to six weeks. CalPERS can expedite retirement processing for those who are facing a terminal illness.
