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A hardship discharge is intended to be used as an instrument to alleviate personal hardship encountered by an enlisted member's immediate family when discharge is the only solution. It will not be used as a means to rid the Service of a burden to the command. 2. Separation Authority.
To Whom It May Concern: I am writing this letter to explain my unfortunate set of circumstances that have caused us to become delinquent on our mortgage. We have done everything in our power to make ends meet but unfortunately we have fallen short and would like you to consider working with us to modify our loan.
To be effective, an exceptional hardship letter should be written clearly and concisely and provide specific details about your circumstances. It should also demonstrate a clear understanding of the law and the relevant regulations and make a compelling argument for why you should be granted leniency.
When you write the hardship letter, don't include anything that would hurt your situation. Here are some examples of things you shouldn't say in the letter: Don't say that your situation is your lender's fault or that their employees are jerks. Don't state that things will likely turn around for you.
Lenders may use them to determine whether or not to offer relief through reduced, deferred, or suspended payments. Hardship Examples. ... Keep it original. ... Be honest. ... Keep it concise. ... Don't cast blame or shirk responsibility. ... Don't use jargon or fancy words. ... Keep your objectives in mind. ... Provide the creditor an action plan.
Five Tips To Help You Write An Effective Hardship Letter Tip 1: Don't harp on the obvious. ... Tip 2: Keep it concise. ... Tip 3: Don't beat around the bush. ... Tip 4: Include supporting documentation. ... Tip 5: Modification of a loan or a short sale should not be your first option.