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If you're very, very lucky the car will be struck a glancing blow and knocked clear. Much more likely is the train will turn it into a crumpled pile of scrap and push it along the track. Your car's crash protection systems are nowhere near built strong enough to protect you in an impact like that.
The enormous weight and speed of the train can result in an impact that causes the car to spin around or roll over, and may even crush the vehicle completely.
If the person was struck by a train it is necessarily brought to an immediate stop. This leads to the line being blocked and possible subsequent delays to other trains in the area.
The U.S. Department of Transportation reports that 5,800 train-car collisions occur in the country every year. Most of these accidents take place at railroad crossings, leading to 600 deaths and 2,300 injuries.
Make sure no one is hurt. Call 911 if there are any serious injuries. It is not required to obtain a police report if the accident is minor, but obtaining one may be beneficial. Exchange insurance information with the other driver.
Every time the vehicle lost the collision. It takes up to a mile before trains to come to a stop, but they do stop.