Arizona Model Closed-End or Net Vehicle Lease Disclosures - Federal Consumer Leasing Act Disclosures

State:
Multi-State
Control #:
US-00750BG
Format:
Word; 
Rich Text
Instant download

Description

This form is used when the lessor must segregate certain disclosures from other information. Clear and conspicuous lease disclosures must be given prior to consummation of a lease on a dated written statement that identifies the lessor and lessee.

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FAQ

Regulation M, Consumer Leasing, implements the Consumer Leasing Act (15 USC 1667 et seq.), which was enacted in 1976.

The rent charge, with a description such as ?the amount charged in addition to the depreciation and any amortized amounts.? This amount is the difference between the total of the base periodic payments over the lease term minus the depreciation and any amortized amounts.

The Act requires that certain lease costs and terms be disclosed, imposes limitations on the size of penalties for delinquency or default and on the size of residual liabilities, and requires certain disclosures in lease advertising.

A consumer lease is a contract between a lessor and a lessee: ? for the use of personal property by an individual (natural person), ? to be used primarily for personal, family, or household purposes, ? for a period of more than 4 months (week-to-week and month-to-month leases do not meet this criterion, even though ...

?Consumer Lease??A consumer lease is a contract between. a lessor and a lessee: ? for the use of personal property by an individual (natural. person), ? to be used primarily for personal, family, or household.

Consumer Lease. A consumer lease is a lease contract between a. lessor and a lessee. ? For the use of personal property by an individual. (natural person)

The Consumer Leasing Act (15 U.S.C. 1667 et seq.) (CLA) was passed in 1976 to assure that meaningful and accurate disclosure of lease terms is provided to consumers before entering into a contract. It applies to consumer leases of personal property.

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Arizona Model Closed-End or Net Vehicle Lease Disclosures - Federal Consumer Leasing Act Disclosures