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This benefit is one of the many reasons Dave Ramsey recommends Zander for identity theft protection. You can explore more information about what Dave recommends for term life insurance, home insurance, auto insurance and disability insurance.
How Can I Get My Life Back After Identity Theft? Ask for a fraud alert to be placed on your credit account. ... Put a freeze on your credit report with all three credit bureaus. ... File a police report. ... File a report with the Federal Trade Commission (FTC). ... Check your bank and credit card statements and credit reports.
Store documents that have your personal information, including financial documents, Social Security, Medicare and credit cards in a safe place at home and at work. Limit what you carry. Leave your social security card and Medicare card at home ? unless you are going to need them for a specific reason.
11 ways to prevent identity theft Freeze your credit. ... Safeguard your Social Security number. ... Be alert to phishing and spoofing. ... Use strong passwords and add an authentication step. ... Use alerts. ... Watch your mailbox. ... Shred, shred, shred. ... Use a digital wallet.
Report your identity theft and get a personal recovery plan online at or by calling 1-877-IDTHEFT (438-4338).
Identity Theft ? A charge of identity theft is a class 4 felony and comes with a minimum jail time of 1.5 years and a maximum jail time of 3 years. If convicted, you could also face a fine of up to $150,000.
The following tips can help you lower your risk of becoming a victim. Protect your Social Security number. ... Fight "phishing" - don't take the bait. ... Polish your password practices. ... Be mysterious on social networks. ... Shield your computer and smartphone. ... Click with caution. ... Check your statements.