Arkansas Participation Agreement between Variable Insurance Products Fund, III, Lincoln Life and Annuity Company of New York
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How to fill out Participation Agreement Between Variable Insurance Products Fund, III, Lincoln Life And Annuity Company Of New York?
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FAQ
Variable annuities are essentially an insurance contract combined with an investment product. Through a professionally managed "subaccount" (similar to a mutual fund portfolio) within your variable annuity, you invest in stocks, bonds or money market funds or a combination thereof.
Traditional fixed annuities offer tax-deferred earnings with an initial interest rate guaranteed for a set number of years. Upon renewal, interest rates may be subject to change. You have access to your cash values, if any, and may be subject to surrender charges during the contract's early years.
Lincoln Level Advantage® indexed-linked variable annuity is a long-term investment product designed for retirement purposes. There are no explicit fees associated with the indexed-linked account options available.
A variable annuity is a contract between you and an insurance company, under which the insurer agrees to make periodic pay- ments to you, beginning either immediately or at some future date. You purchase a variable annuity contract by making either a single purchase payment or a series of purchase payments.
Index variable annuities are designed to help you accumulate assets for retirement and provide some protection for a portion of your retirement assets. An index variable annuity may be a good choice if you're willing to take on some level of risk with the opportunity to grow your assets.
Trigger?A stated rate is received as long as the index return is not negative over a specific time, such as one year. Example?If the stated rate is 4% and the index return is zero or greater, your contract would receive 4%.
With the performance trigger strategy, your account is credited a set amount, called a trigger rate, if the index change is positive or flat at the end of the term. If the index return is negative, you can help protect it with a protection level or floor protection.
Allianz Index Advantage+? Variable Annuity. Index Advantage+?, our core registered index-linked annuity (RILA), is designed to help you accumulate money for retirement. It can give you long-term growth potential ? plus a level of protection through multiple index options.
Long-Term Care Customer Service: 888-503-8110. Variable Annuities (Prudential): 800-457-7617. Licensing and Commissions: 844-768-6777. LBL Home Office (for non-service related questions): 888-674-3667.
If I complete the form I received in the mail, how long will it take to get a check? It may take up to eight weeks once all required documentation is received. However, if you are the beneficiary claiming funds, it may take longer and additional documentation may be requested at a later date.