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Reviewing your credit report is one of the most important steps you can take to ensure that you are not a victim of identity theft (ID theft). To review your credit report, contact one or all of the major consumer credit reporting agencies and request a copy of your credit report.
Identity theft has profound consequences for its victims. They can have their bank accounts wiped out, credit histories ruined, and jobs and valuable possessions taken away. Some victims have even been arrested for crimes they did not commit.
To report identity theft, contact: The Federal Trade Commission (FTC) online at IdentityTheft.gov or call 1-877-438-4338. The three major credit reporting agencies. Ask them to place fraud alerts and a credit freeze on your accounts.
Federal prosecutors work with federal investigative agencies such as the Federal Bureau of Investigation, the United States Secret Service , and the United States Postal Inspection Service to prosecute identity theft and fraud cases.
Contact your police department, report the crime and obtain a police report. Decide whether you want to place a security freeze on your credit report.
Tools/Resources for Victims Place a fraud alert on your credit report. Close out accounts that have been tampered with or opened fraudulently. Report the identity theft to the Federal Trade Commission. File a report with your local police department.
Committing identity theft in Arkansas is a felony and comes with a sentence that could include incarceration, fines up to $25,000 and restitution.
Help Prevent Identity Theft Keep Your Personal Information Secure. ... Monitor Your Credit Reports, Bank and Credit Accounts. ... Ask Questions Before You Share Your Information.