The Alabama Trust Agreement Reference Trust Agreement between Dean Witter Reynolds, Inc. and The Bank of New York is a legal agreement that outlines the terms and conditions of the Select Equity Trust. This document serves as a reference guide for all parties involved in the trust, ensuring clarity and transparency in the management and administration of the trust fund. Keywords: Alabama Trust Agreement, Reference Trust Agreement, Dean Witter Reynolds, The Bank of New York, Select Equity Trust, legal agreement, terms and conditions, trust fund. The Alabama Trust Agreement Reference Trust Agreement may consist of different types, including but not limited to: 1. Establishment Agreement: This type of trust agreement outlines the establishment of the Select Equity Trust, specifying its purpose, objectives, and governing structure. It sets forth the initial terms and conditions of the trust and provides a framework for future operations. 2. Investment Policy Agreement: This agreement focuses on the investment strategy to be followed by the trust. It defines the types of investments that will be made, any restrictions or guidelines to be adhered to, and the risk tolerance levels associated with the trust fund. 3. Distribution Agreement: This type of trust agreement outlines how the income generated by the trust will be distributed among the beneficiaries and any specific conditions or requirements associated with the distribution process. 4. Amendment Agreement: An amendment agreement is executed when any changes or modifications need to be made to the existing Alabama Trust Agreement Reference Trust Agreement. This document ensures that all parties involved are aware of and agree to the amendments, maintaining transparency and legal compliance. It is important to note that the specific types of agreements may vary depending on the specifics of the Select Equity Trust and the requirements of the parties involved. Overall, the Alabama Trust Agreement Reference Trust Agreement serves as a comprehensive and legally binding document that safeguards the interests of all parties involved in the management and administration of the Select Equity Trust.