Alabama Notice of Insurance Claim on the Policy of Another due to Motor Vehicle Accident

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Multi-State
Control #:
US-02914BG
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This is a form notice to the insurance carrier of a person involved in a motor vehicle accident.

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FAQ

Having two auto insurance policies is legal, but filing the same claim with two different insurers isn't. If you receive compensation from two insurance providers for the same claim, it's regarded as insurance fraud, says Motor1.com.

A notice of claim provision in a liability insurance policy requires the insured to promptly notify the insurer in the event that a claim is made against the insured.

Do auto and homeowners insurance companies share my information about claims and policies? Yes. There are specialty consumer reporting agencies that collect information about the insurance claims you have made on your property and casualty insurance policies, such as your homeowners and auto policies.

Alabama drivers are required to carry liability coverage at minimum, which includes protections for bodily injury and property damage. Physical damage coverage includes collision and comprehensive insurance, which protect your car if it's damaged in a collision or an incident other than a collision.

As you probably know, your claims history matters when you switch insurance companies or take out a new policy. Every insurer will scope out your recent claims history to help price your policy.

No, Alabama is not a state that has a no-fault insurance system. Alabama is a fault state. Motorists who are found at fault for a collision may be held financially accountable for the medical bills and other losses they have caused others to sustain.

CLUE is a claims-information report generated by LexisNexis®, a consumer-reporting agency. The report generally contains up to seven years of personal-auto and personal-property claims history.

Do auto and homeowners insurance companies share my information about claims and policies? Yes. There are specialty consumer reporting agencies that collect information about the insurance claims you have made on your property and casualty insurance policies, such as your homeowners and auto policies.

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Alabama Notice of Insurance Claim on the Policy of Another due to Motor Vehicle Accident