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If it comes to your attention that the SSA has mistakenly listed you as deceased, you'll need to correct that error at once, and you can do so by visiting your local Social Security office.
An identity thief's use of a deceased person's Social Security number may create problems for family members. This type of identity theft also victimizes merchants, banks, and other businesses that provide goods and services to the thief.
It is illegal to continue to make payments, withdraw money, or use the bank account of an individual who has died without following the correct legal process. To withdraw money from the deceased's account, the administrator will need to obtain letters of administration.
Be aware that you must call 1-800-772-1213 to report a death or apply for survivors benefits. If a Social Security recipient has passed away, the SSA can lock their Social Security number in order to help prevent a thief from changing the address and bank account number where benefits are received.
A deceased person's social security number can no longer be used in transactions, which is why bank accounts in the deceased person's name are often frozen shortly after their passing.