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Alaska Is a ?Fault? Car Accident State Regarding car accidents, Alaska follows a ?fault? system. This means that if you're involved in a collision, the person responsible for causing the accident is also responsible for compensating anyone who suffered harm.
Is PIP coverage required in Alaska? You're not required to have personal injury protection coverage in Alaska. Being a tort state, if you get into an accident and aren't at fault, the other driver covers your medical expenses and property damage costs.
In these circumstances, representing both would present a conflict of interest. Where, as here, the passenger may raise a claim against her own driver, the representation of one client will be directly adverse to another.
How long do I have to submit my form? Crash forms are required within 10 days and Certificate of Insurance within 15 days of the crash date.
Before you get on the road, you must have at least the following minimum coverages: Bodily injury liability: $50,000 per person and $100,000 per accident. Property damage liability: $25,000. Uninsured/underinsured motorist bodily injury: $50,000 per person and $100,000 per accident*
Liability coverage in Alaska If you are at fault in an accident, liability pays for injury and lost wages suffered by the other driver or their passengers. It also covers damage to the other driver's vehicle. Keep in mind that your liability coverage never pays for your injuries or damages to your vehicle.
The driver whose negligence caused a car accident is responsible for compensating all injured parties. However, a driver is responsible for his passengers after an accident only if his negligence caused the accident. In either case, if you suffered injuries as a passenger, we could help you seek compensation.
Alaska's "no pay, no play" law says that if you're injured in an accident while you're driving without insurance, you're barred from recovering "non-economic" damages from the at-fault driver. (Alaska Statutes section 09.65. 320.)