Alaska Home Foreclosure Prevention Package

State:
Multi-State
Control #:
US-P111-PKG
Format:
Word; 
Rich Text
Instant download

Description

This package provides many different tools for a homeowner to prevent foreclosure of a home. The forms cover various means to obtain assistance at all stages of the foreclosure process. Purchase of this package is a savings of 63% over purchase of the forms individually! Included in this package are the following forms:



1. Letter to Lender for Produce the Note Request


2. Offer by Borrower of Deed in Lieu of Foreclosure


3. Motion to Dismiss Foreclosure Action and Notice of Motion


4. Petition or Complaint to Enjoin Nonjudicial Foreclosure Sale and for Declaratory Relief


5. Petition to Enjoin Foreclosure Sale and Seeking Ascertainment of Amount Owed on Note and Deed of Trust


6. Qualified Written RESPA Request to Dispute or Validate Debt


7. Request to Lender or Loan Servicer for Loan Modification Due to Financial Hardship - Requesting Change to Fixed Rate of Interest of Adjustable Rate


8. Hardship Letter to Mortgagor or Lender to Prevent Foreclosure


9. Sample Letter for Short Sale Request to Lender


10. MHA Request for Short Sale


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FAQ

The mission of the Alaska DHS&EM Individual Assistance Program is to provide financial assistance to individuals or families whose: Primary residence was destroyed or damaged. Only means of transportation was destroyed or damaged, when alternative is not available.

To qualify for Alaska Housing Rent Relief: Your 2020 annual income for all members of your household ? including all wages, tips, etc. ? must have been at or below the 80% community Area Median Income (AMI); OR. Your 2021 monthly income for all members of your household ? including all wages, tips, etc.

Who is eligible for Alaska Temporary Assistance Program? To be eligible for Alaska Temporary Assistance, you must be a resident of Alaska, and a U.S. citizen, legal alien or qualified alien. You must be unemployed or underemployed and have low or very low income.

To officially begin an Alaska foreclosure, the trustee records a notice of default in the appropriate recording district not less than 30 days after the default and not less than 90 days before the sale.

If you are homeless and/or at-risk of becoming homeless, call 2-1-1 or 800-478-2221 for immediate assistance.

Your Options to Avoid Foreclosure Reinstate Your Loan. ... Enter Into a Repayment Plan. ... Enter Into a Forbearance Agreement. ... Refinance. ... File for Chapter 7 or Chapter 13 Bankruptcy. ... Give Up Your House In a Short Sale or Deed in Lieu of Foreclosure. ... Workouts for Government-Backed Mortgages. ... Getting Help.

General Relief Assistance (GRA) is designed to meet basic needs of Alaskans in emergency situations. Basic needs include shelter, utilities, food, and clothing.

The General Relief program provides temporary financial assistance for assisted living home placement to eligible adults who require the protective oversight of an assisted living home.

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Alaska Home Foreclosure Prevention Package