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But if your loan is larger than your bursar account balance (to include things like books, transportation, etc.), and there's money left over, your school will likely issue that money to you, either as a check or a direct deposit into your bank account. This is commonly referred to as a "student loan refund."
Students likely applied that extra income to related expenditures, such as books and supplies, boarding and transportation. Since colleges don't cut financial aid refund checks until after all expenses are paid, they're generally dispersed a few days after the beginning of each semester source: Indiana University.
Generally, your school will give you your grant or loan money in at least two payments called disbursements. In most cases, your school must give you your grant or loan money at least once per term (semester, trimester, or quarter).
Add tuition and fees and book allowance then Subtract tuition from the disbursed amount to get an estimated amount of your refund. disbursement: If you have a balance, subtract it from the disbursed amount to get an estimated amount of your refund.
A refund check is money that is directly given to you from your school, but it's not a gift. It is the excess money left over from your financial aid package after your tuition and fees have been paid.
The refund is calculated by deducting any Tuition, Fees, or Room and Board charges assessed, and refunded anything in excess of those costs.
You may use these checks by mail or in person only. Mail to: UAA Cashiering, PO BOX 141609, Anchorage, AK 99514-1609. I paid my past due balance with a check or web check.
Applications after the deadline will be accepted with an additional $25 application fee where applicable.
So, you'll usually track your refund status through your school rather than the federal department. Often, you can log in to your school's portal, visit the financial aid section and see whether your loans have been disbursed yet.
For assistance contact the UAA Call Center at 907-786-4646 or toll-free at 1-877-633-3888. Once in the secured area, select the "Student Services and Account Information" tab, then click on "Registration."