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A late fee is a charge imposed on a consumer who fails to make the payment on a debt or other financial obligation by the due date. All late fees must be explicitly outlined to borrowers and must also be reasonable.
Many people don't realize that they can appeal a credit card late fee ? especially if it's their first late payment. Many issuers will waive late fees as a courtesy to customers with good payment records. Call your issuer, explain the situation and ask a customer service representative if they can waive the fee.
If you also make a mistake and pay your bill late, you could take a similar approach by calling your credit card issuer to ask them to waive and refund your fee. You are much more likely to be successful at this if you've made the missed payment already and if you don't make a habit of paying your bill late.
Thanks to the CARD Act of 2009, the Credit One late fee can never exceed the minimum payment amount. If you accidentally make less than the required minimum payment or you miss your Credit One Visa due date entirely, you can always ask customer service to waive the late fee by calling 877-825-3242.
Waiver of Late Fee means the waiving of the late fee by the District, at the request of the customer, if there are extenuating circumstances and the customer has not assessed a late fee for delinquent payment in the preceding 6 months. Sample 1Sample 2.