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Here's what to do if your direct deposit is late: Contacting your employer. Call or email your payroll department or the department at which you first enrolled in direct deposit. This is a good time to let them know you haven't received payment.
How To Check Direct Deposit Status. Determining your direct deposit status is as simple as logging into your online bank account to see if your money's arrived. If there is a delay, you may have to check with your employer's payroll department.
On average, it'll take one to three business days for a direct deposit to clear, but the timing can depend on the type of payroll software your employer or sender uses. With some employers and payroll processing services, your direct deposits can be available on your scheduled payday.
Many banks show direct deposits in your bank account at midnight. You will also have to see which payroll software your employer uses since it can affect delivery time. Most payroll software lets you receive payments within two days, while others may require up to four days.
Your employer (or other payer) will ask you to complete a direct deposit form that will ask for several personal details, including your name, address, Social Security number and signature for authorization of the direct deposit. Include your account information.
You can check your direct deposit status by logging in to your bank account's online portal via the company's website or mobile app and reviewing the recent activity section.