The Owner's or Seller's Affidavit of No Liens is a legal document that a seller must sign at the closing of a property sale. This affidavit certifies that the seller represents there are no liens against the property, no outstanding debts related to the property, and that the seller is the rightful owner. It serves as a critical assurance to the buyer and their mortgage lender, distinguishing itself from other property-related forms by specifically addressing any potential encumbrances on the property.
This affidavit is used during the closing process of a real estate transaction. It is necessary when a seller wishes to confirm that the property being sold is free of liens and encumbrances, thereby providing reassurance to the buyer and any involved lenders. It should be utilized whenever there is a transfer of property ownership to ensure a smooth closing without legal disputes arising later.
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If this form requires notarization, complete it online through a secure video call—no need to meet a notary in person or wait for an appointment.

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