North Carolina law permits a property owner to file an instrument of satisfaction acknowledging the satisfaction of a lien. The instrument must have been signed by the lien claimant of record.
North Carolina Instrument of Satisfaction - Individual
Category:
State:
North Carolina
Control #:
NC-03-09
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Word;
Rich Text
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FAQ
The most important of these is the Satisfaction of Mortgage, sometimes referred to as a letter of satisfaction, which the lender sends to the borrower to indicate the home loan is paid in full.
A security instrument is a mortgage deed that gives your lender a stake in your property.
A Satisfaction of Mortgage is a document signed by a mortgagee acknowledging that a mortgage has been fully paid by the mortgagor and that the mortgage is no longer a lien on the property.
In North Carolina, a deed of trust or mortgage acts as a conveyance of the real estate.Under a deed of trust, the borrower (called the "grantor") conveys legal title to the real estate to a third party (called the "trustee") to hold for the benefit of the lender (called the "beneficiary") until the loan is repaid.
Assignment of Security Instruments means an instrument in a form reasonably acceptable to Buyer to be executed and delivered by Seller to sell, assign and transfer Buyer the security for an individual Assumed Loan.
A Satisfaction of Mortgage is used to acknowledge the same of a Mortgage agreement.In essence, the Deed of Reconveyance and Satisfaction of Mortgage both serve the same function, which is to show that the borrower has repaid the loan fully and that the lender has no further interest in the property.
The most important of these is the Satisfaction of Mortgage, sometimes referred to as a letter of satisfaction, which the lender sends to the borrower to indicate the home loan is paid in full.