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29-2-101. Persons entitled to liens; extent of lien on realty; exceptions. Commencement notice (Private): No. Completion notice (Private): Optional.No. Unless the person providing labor or materials waives his right to a mechanic's liens or subordinates to the construction mortgage. Mechanics' Liens rights are restricted to the contractor, the subcontractors and those with a direct contract with subcontractors (sub-subcontractors). A mechanics' lien must be filed within six (6) months after completion of the work. A contractor will typically require a mechanic's lien, an upfront cash payment, or a large retainer before they'll actually start on a project. Wyoming, Texas, and Mississippi are the only states that require a person signing a lien waiver to have it notarized. Without one, a contractor runs the risk of not being paid for work performed or services provided. If the contractor does not thereafter inform you of payments within 5 days, you retain your real property lien rights.