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There isn't a one-size-fits-all answer when determining the length of time it'll take professionals to replace your roof. For optimal conditions and an average size home, we can estimate that a new roof usually takes 1-2 days.
If you shop around to different lenders for your roof replacement loan, you can get a competitive interest rate for a lump-sum loan to pay for your new roof. Keep in mind that your interest rate will vary depending on your credit score and other financial factors, such as the re-payment terms.
That will likely take multiple days and up to a week or two, depending on the square footage. Most average-sized homes that are under 2,500-3,000 square feet can usually have a new roof in just 1-2 days. (Unless, of course, you run into one of the other factors on this list.) Larger homes may take 3-4 days or more.
You'll likely need a credit score of at least 640 to qualify, but if you're looking for roof financing for bad credit, you may still be in luck. Some providers may qualify you with a credit score as low as 500.
A standard 2000 sq ft roof replacement typically wraps up in one to three days, depending on complexity and weather conditions.