Car Accident With No Damage
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FAQ
OTHER DAMAGE REPORTED ?Other Damage? may include minor dents or scratches, or it may have been an accident where no police report was made. Damage reported this way typically translates into lesser savings, simply because the report reads ?No Accidents Reported?.
Damage reported on Carfax can indicate that a vehicle has been in an accident or has had previous repairs.
It is important not to apologize or admit fault for the accident. Even if you believe that you may have been at fault, it's best not say anything that could be used against you later. Let the police and insurance companies determine who was at fault for the accident.
They can either go directly to their own insurance company to start the claim, or they can work with a credit hire company (also known as an accident management company). If the driver goes directly to their own insurance company, they may have to pay their excess and their insurance premiums may rise.
No damage reported means it has had at least one accident but no damage recorded. No accident reported means it might have been in an undocumented accident but as there is no proof either way it is recorded as no accidents reported .