Late Payment Charges For Indusind Credit Card
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FAQ
As per the directions of the Reserve Bank of India (RBI), banks and financial organizations are forbidden to levy late payment charges if the credit card bills are paid within 3 days after the due date.
It's easy to forget your payment due date and pay your credit card bill late. Fortunately, if you have a history of on-time payments, you can contact your issuer and ask to receive a credit card late fee waiver. However, you want to look for strategies to avoid late payments in the future.
2. IndusInd Bank Credit Card Late Payment Charges Outstanding AmountChargesUp to ?100Nil?101 - ?500?100?501 - ?1000?350?1001 - ?10,000?5503 more rows
How to get a late fee waived in 3 steps Step 1: Verify the late fee. Before you worry about how to get a credit card late fee waived, make sure that there is one on your statement in the first place. ... Step 2: Call customer service. ... Step 3: Pay your bill immediately.
What is the RBI's guideline on late payment of credit card bills? The Reserve Bank of India (RBI), in its 2022 "Master Direction," announced that credit card issuers can mark an account as "Past due" to credit information agencies and charge a penalty only if the credit card remains "Past due" for over three days.
