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Administrative Forbearance: A temporary suspension of, a reduction of, or an extension of time for making principal and/or interest payments on a Stafford, SLS, PLUS, or Consolidation loan that is granted by the holder or lender, upon notice to the borrower or endorser, and that does not require a written request from ...
Awaiting Form Administrative Forbearance? means your student loan servicer is reviewing an application for a program like SAVE or an income-driven repayment plan. This status temporarily suspends or reduces your federal student loan payments during the review process.
General Federal Student Loan Forbearance If you are having trouble making payments on your direct, FFEL, or Perkins loans and don't qualify for deferment, you can request a general forbearance of up to 12 months from your student loan servicer.
MOHELA was the first servicer to use mass administrative forbearance while dealing with a backlog of paperwork and attempt to figure out new payment amounts under IDR, including the new SAVE plan.
However, certain periods of deferment and forbearance now count toward PSLF and income-driven repayment (IDR) forgiveness thanks to temporary student loan initiatives from the Biden administration.