Mortgage California Regarding Forgiveness
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FAQ
Beginning March 31, 2023, the California Mortgage Relief Program is raising the limit for assistance with delinquent property taxes from $20,000 to a maximum of $80,000 per household. There is no cost to apply, and the funds never have to be paid back.
The assistance provided through the California Mortgage Relief Program is not a loan and does not need to be paid back. Homeowners who receive these one-time grants should talk with a tax professional about any impact this may have on their income taxes.
It provides up to $80,000 in assistance to eligible homeowners to help with: Past-due mortgage payments. Missed property taxes.
How to Get Mortgage Forgiveness in 4 Steps Begin by contacting your lender to ask about mortgage forgiveness options. ... Gather your financial documents. ... Write a letter detailing your financial hardship. ... Request a letter from your lender that states precisely the terms of your mortgage forgiveness arrangement.
A: Grants are directly tied to the past due amount the homeowner owes their lender, up to a maximum of $80,000 per household. Funds will be sent directly to the mortgage servicer. The assistance provided through these programs is not a loan and does not need to be paid back.