Pooling And Servicing Agreement Foreclosure Defense
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FAQ
The Pooling and Servicing Agreement is the legal document that contains the responsibilities and rights of the servicer, the trustee, and others over a pool of mortgage loans.
Sometimes referred to as a marital settlement agreement, a divorce settlement agreement, or simply a settlement agreement, a PSA outlines how assets and debts should be divided between two separating spouses.
How to Get a Copy of the Pooling and Servicing Agreement. If the securitization is public, the PSA will be filed with the Securities and Exchange Commission (SEC), and you can usually find a copy on EDGAR (Electronic Data Gathering, Analysis, and Retrieval) at .
The Professional Services Agreement (PSA) Exhibit A specifies the services to be performed, the compensation, and the time frame in which the services will be performed.
What Is the PSA Standard Prepayment Model? The Public Securities Association Standard Prepayment Model (PSA) is the assumed monthly rate of prepayment that is annualized to the outstanding principal balance of a mortgage loan.
